top of page
ATM

How to pay for flight training

Flight training is not an inexpensive adventure! For that reason, we have several different funding options for you to explore. We understand that every student has a unique financial situation, so we are more than happy to talk with you and help find the best option for you! Some of the loan terminology below can be confusing, so don't hesitate to contact us with questions! We will do everything we can to help!

FTF_Logo.png
  • Perfect for 1-5 lessons per week

  • 2-3 Lessons per week for less than $100

  • Minimum credit score of 600 preferred

  • Opportunity to explain any past credit concerns for consideration

  • Students with a poor credit history can add a co-borrow to help with loan approval

  • Loans typically approved within 24 hours

  • Cash refunds up to 3% at completion with great payment history!

Flight training loan cost
Flight training finance with wurthy
  • An option for funding your private pilot rating

  • Requires $1,000 down payment

  • See example below for borrowing $15,000 to fund your private rating

Wurthy Loan

AOPA Finance

AOPA Flight Training Finance
  • Minimum credit score of 660

  • Payments are $25 for every $1,000 in outstanding balance

  • Total unsecured debt cannot exceed 30% of annual income

  • Maximum DTI (Debt To Income Ratio) of 50%

Flight training loan amounts

Local Banks 

Local banks and credit unions can also be an option for you to explore. Most offer educational loans, personal loans, lines of credit, and other options that you could fund your training with. You'll likely find that the rates and terms to be very similar to those offered by the other two lenders mentioned above, but it never hurts to call or stop by a bank to inquire.

Self Fund

If you find yourself in a position to have the ability to self fund your training, then congrats! This option is pretty simple. Some students will pay for training up front or in lump sum payments. Others prefer to pay as they go and pay for each individual lesson as they complete them. We are good with either option. We'll also work with you on the best training schedule that fits your needs and budget, so you can fly as often, or as little, as you'd like.

If you have questions or concerns about financing, we'd love to help!

bottom of page